Chinese word

信贷

Pronunciation

Pinyinxìn dài

Meaning

  • nounloan

Example

我在网上比较了几家银行的信贷利率。wǒ zài wǎng shàng bǐ jiào le jǐ jiā yín háng de xìn dài lì lǜ

I compared the interest rates on loans from several banks online.

Illustration for 信贷 (loan)

More examples

银行降低了中小企业的信贷利率。yín háng jiàng dī le zhōng xiáo qǐ yè de xìn dài lì lǜ

The bank reduced the loan interest rate for small and medium-sized businesses.

Core concept

Money made available through a financial institution because a borrower is judged able and likely to repay.

Common phrases

  • 发放信贷fā fàng xìn dài

    issue loans

  • 信贷利率xìn dài lì lǜ

    loan interest rate

  • 信贷政策xìn dài zhèng cè

    lending policy

  • 信贷支持xìn dài zhī chí

    lending support

  • 信贷规模xìn dài guī mó

    lending volume

Similar words

贷款dài kuǎn: A sum of money borrowed from a bank or other financial institution.
信用贷款xìn yòng dài kuǎn: A loan made without requiring property as security because the borrower is trusted to repay.
借款jiè kuǎn: Money received by a person or organization through borrowing.
融资róng zī: Funds obtained from outside sources by a person or organization for a business.

Definition in Chinese

金融机构根据借款人的信用状况向个人或企业提供的资金借贷业务或其总称。jīn róng jī gòu gēn jù jiè kuǎn rén de xìn yòng zhuàng kuàng xiàng gè rén huò qǐ yè tí gōng de zī jīn jiè dài yè wù huò qí zǒng chēng

Word origin

信 (xìn, "trust or credit") + 贷 (dài, "lend or borrow") forms a compound for lending based on creditworthiness.

Usage tips

  • In everyday English, loan often points to one sum received by a person, while this Chinese term can cover the wider institutional activity of providing funds to people and businesses.

Other meanings

  • financingnoun

Opposites

Related words

  • 信贷额度xìn dài é dùcredit limitnoun
  • 信贷机构xìn dài jī gòulending institutionnoun
  • 信贷市场xìn dài shì chǎnglending marketnoun

Word lists with this word