Chinese word

贷款

Pronunciation

Pinyindài kuǎn

Meaning

  • nounloan

Example

我需要申请贷款买房。wǒ xū yào shēn qǐng dài kuǎn mǎi fáng

I need to apply for a loan to buy a house.

Illustration for 贷款 (loan)

More examples

银行要求他用房产作为抵押才能获得贷款。yín háng yāo qiú tā yòng fáng chǎn zuò wéi dǐ yā cái néng huò dé dài kuǎn

The bank requires him to use his property as collateral to get a loan.

Core concept

A formal movement of funds from a lender to a borrower, with the return of the funds set by an agreement.

Common phrases

  • 申请贷款shēn qǐng dài kuǎn

    apply for a loan

  • 个人贷款gè rén dài kuǎn

    personal loan

  • 抵押贷款dǐ yā dài kuǎn

    secured loan

Similar words

借款jiè kuǎn: Borrowed funds received for a particular purpose.
债务zhài wù: An amount of borrowed money that remains to be repaid.
还款huán kuǎn: The act of repaying borrowed money and any interest.
抵押贷款dǐ yā dài kuǎn: A loan from a bank backed by property as security.

Definition in Chinese

向银行或其他金融机构借入的款项，需按约定期限偿还并通常支付利息。xiàng yín háng huò qí tā jīn róng jī gòu jiè rù de kuǎn xiàng xū àn yuē dìng qī xiàn cháng huán bìng tōng cháng zhī fù lì xī

Word origin

贷款 (dàikuǎn, "loan") is built from 贷 (dài, "lend on credit") and 款 (kuǎn, "funds"), linking the act of credit with the money involved.

Usage tips

  • English speakers may use loan broadly for a book or tool, but this Chinese term belongs specifically to financial contexts.

Other meanings

  • borrowingnoun
  • lendingnoun

Opposites

Related words

  • 贷款人dài kuǎn rénlendernoun
  • 贷款利率dài kuǎn lì lǜloan interest ratenoun
  • 贷款期限dài kuǎn qī xiànloan termnoun

Word lists with this word