Chinese Conversation · Level 70
90 words
Chinese word
借款
Pronunciation
Pinyinjiè kuǎn
Meaning
- nounloan
Example
我向银行申请了借款。wǒ xiàng yín háng shēn qǐng le jiè kuǎn
I applied to the bank for a loan.
More examples
小王因为信用好，银行愿意发放给他借款。xiǎo wáng yīn wèi xìn yòng hǎo yín háng yuàn yì fā fàng gěi tā jiè kuǎn
Because Xiao Wang had good credit, the bank was willing to provide him with a loan.
Core concept
Money temporarily supplied for spending, business, or cash flow, tied to a later repayment.
Common phrases
向银行申请借款xiàng yín háng shēn qǐng jiè kuǎn
apply to a bank for a loan
发放借款fā fàng jiè kuǎn
provide a loan
利率高的借款lì lǜ gāo de jiè kuǎn
high-interest loan
Similar words
借钱jiè qián: Money temporarily borrowed from someone for everyday needs and paid back later.
贷款dài kuǎn: A formal bank or lender advance that is repaid according to set terms.
Definition in Chinese
向他人或金融机构借入一定金额以供消费、经营或周转，通常需按约定期限偿还并可能产生利息的款项。xiàng tā rén huò jīn róng jī gòu jiè rù yí dìng jīn é yǐ gōng xiāo fèi jīng yíng huò zhōu zhuǎn tōng cháng xū àn yuē dìng qī xiàn cháng huán bìng kě néng chǎn shēng lì xī de kuǎn xiàng
Word origin
借款 (jièkuǎn, "borrowed funds") combines 借 (jiè, "borrow") + 款 (kuǎn, "sum of money"), so the compound focuses on money received through borrowing.
Usage tips
- When the context concerns a bank or a contract, this noun signals a financial arrangement rather than a casual request for money, so it helps identify formal wording in real-life documents.
Other meanings
- debtnoun
- lendingnoun
Opposites
- 存款cún kuǎndepositnoun
Related words
- 借款合同jiè kuǎn hé tóngloan agreementnoun
- 借款额度jiè kuǎn é dùborrowing limitnoun