English–Chinese

“loan” in Chinese

Chinese

Also信贷 (xìn dài) · 借款 (jiè kuǎn) · 放款 (fàng kuǎn)

Pronunciation

Pinyindài kuǎn

Example

我需要申请贷款买房。wǒ xū yào shēn qǐng dài kuǎn mǎi fáng

I need to apply for a loan to buy a house.

Illustration for 贷款 (loan)

How to say “loan” in Chinese

“Loan” in Chinese is 贷款 (dài kuǎn).

A formal movement of funds from a lender to a borrower, with the return of the funds set by an agreement.

Full entry for 贷款: usage tips, similar words and word origin

Example sentences with 贷款

银行要求他用房产作为抵押才能获得贷款。yín háng yāo qiú tā yòng fáng chǎn zuò wéi dǐ yā cái néng huò dé dài kuǎn

The bank requires him to use his property as collateral to get a loan.

Tips for using 贷款

  • English speakers may use loan broadly for a book or tool, but this Chinese term belongs specifically to financial contexts.

Other Chinese words for “loan”

我在网上比较了几家银行的信贷利率。wǒ zài wǎng shàng bǐ jiào le jǐ jiā yín háng de xìn dài lì lǜ

I compared the interest rates on loans from several banks online.

我向银行申请了借款。wǒ xiàng yín háng shēn qǐng le jiè kuǎn

I applied to the bank for a loan.

这笔放款已经到账。zhè bǐ fàng kuǎn yǐ jīng dào zhàng

The loan funds have already arrived.

“loan” in other languages