Chinese Conversation · Level 79
91 words
Chinese word
按揭
Pronunciation
Pinyinàn jiē
Meaning
- verbtake out a mortgage
Example
他准备按揭买房子。tā zhǔn bèi àn jiē mǎi fáng zi
He is preparing to take out a mortgage to buy a house.
More examples
年轻人常常选择按揭购房，减轻一次性支付的压力。nián qīng rén cháng cháng xuǎn zé àn jiē gòu fáng jiǎn qīng yí cì xìng zhī fù de yā lì
Young people often choose to buy a home with a mortgage, reducing the burden of paying the full amount upfront.
Core concept
Property stands as security while borrowed money is repaid in scheduled payments.
Common phrases
按揭买房子àn jiē mǎi fáng zi
buy a house with a mortgage
按揭购房àn jiē gòu fáng
buy a home with a mortgage
Similar words
贷款dài kuǎn: Borrowing a large sum of money from a bank or another lender.
抵押dǐ yā: Offering property as security for repaying borrowed money.
分期付款fēn qī fù kuǎn: Dividing a purchase payment or debt into several payments.
Definition in Chinese
用房产或土地作抵押，从银行等取得长期分期贷款，借款人按合同偿还本金和利息。yòng fáng chǎn huò tǔ dì zuò dǐ yā cóng yín háng děng qǔ dé cháng qī fēn qī dài kuǎn jiè kuǎn rén àn hé tóng cháng huán běn jīn hé lì xī
Word origin
按揭 (ànjiē, "mortgage financing") is a Cantonese-origin expression in which 按 (àn, "hold down") suggests property held as security, while 揭 (jiē, "lift") mainly supports the sound.
Usage tips
- Loan conversations often connect this word with the interest rate and repayment period, so it helps identify the practical terms under discussion.
Other meanings
- borrowverb
Opposites
- 一次性付清yí cì xìng fù qīngpay in fullverb
Related words
- 按揭贷款àn jiē dài kuǎnmortgage loannoun