Chinese word

抵押

Pronunciation

Pinyindǐ yā

Meaning

  • verbpledge

Example

我把房子抵押给了银行。wǒ bǎ fáng zi dǐ yā gěi le yín háng

I pledged the house to the bank.

Illustration for 抵押 (pledge)

More examples

公司把股票抵押给银行以获得融资。gōng sī bǎ gǔ piào dǐ yā gěi yín háng yǐ huò dé róng zī

The company pledged its stock to the bank to get financing.

Core concept

An asset stands behind a loan: it remains owned by its holder, but becomes available to the lender if repayment fails.

Common phrases

  • 把房屋抵押给银行bǎ fáng wū dǐ yā gěi yín háng

    pledge a house to a bank

  • 把证件抵押给典当行bǎ zhèng jiàn dǐ yā gěi diǎn dàng háng

    pawn an identity document at a pawnshop

  • 抵押汽车dǐ yā qì chē

    pledge a car

Similar words

按揭àn jiē: Uses real estate to obtain a long-term loan that is repaid in installments.
担保dān bǎo: Offers property or rights to ensure that a debt is repaid.

Definition in Chinese

将财产设为债务履行的担保，一般不转移所有权，债务违约时可对该财产优先处分以偿债。jiāng cái chǎn shè wèi zhài wù lǚ xíng de dān bǎo yì bān bù zhuǎn yí suó yǒu quán zhài wù wéi yuē shí kě duì gāi cái chǎn yōu xiān chǔ fèn yǐ cháng zhài

Word origin

The compound 抵押 (dǐyā, "pledge") joins 抵 (dǐ, "resist or hold against") with 押 (yā, "press down"), creating the image of an asset held against a debt.

Usage tips

  • In everyday Chinese, the verb commonly appears with a property and a bank or other lender, so the asset and the party receiving the security are often stated together.

Other meanings

  • collateralnoun
  • mortgagenoun

Opposites

Related words

  • 抵押人dǐ yā rénpledgornoun
  • 抵押合同dǐ yā hé tóngpledge contractnoun
  • 抵押物dǐ yā wùpledged propertynoun

Word lists with this word