Chinese word

本金

Pronunciation

Pinyinběn jīn

Meaning

  • nounprincipal

Example

公司用利润还了一部分本金。gōng sī yòng lì rùn huán le yí bù fèn běn jīn

The company used its profits to repay part of the principal.

Illustration for 本金 (principal)

More examples

银行要求按时还本金和利息。yín háng yāo qiú àn shí huán běn jīn hé lì xī

The bank requires repayment of the principal and interest on time.

Core concept

The financial starting point that remains the base for repayment and for calculating what accrues around it.

Common phrases

  • 还本金huán běn jīn

    repay principal

  • 支付本金zhī fù běn jīn

    pay principal

  • 本金和利息běn jīn hé lì xī

    principal and interest

Similar words

资本zī běn: Funds or property invested to start or operate a business or project.
贷款dài kuǎn: Money borrowed from a bank or another lender.
利息lì xī: An added amount paid to a lender for the use of borrowed money.
还款huán kuǎn: Money paid back on a loan.

Definition in Chinese

在借贷或出资关系中指原始投入的那部分资金，作为偿还和计息的对象，与后续产生的利息或收益相区别。zài jiè dài huò chū zī guān xì zhōng zhǐ yuán shǐ tóu rù de nà bù fèn zī jīn zuò wéi cháng huán hé jì xī de duì xiàng yǔ hòu xù chǎn shēng de lì xī huò shōu yì xiāng qū bié

Word origin

In 本金 (běnjīn, "principal"), 本 (běn, "original") marks the starting point and 金 (jīn, "money") identifies what was originally put in.

Usage tips

  • A repayment schedule can divide one payment into the original balance and the borrowing cost, and this word identifies the part that reduces the original balance.

Other meanings

  • capitalnoun

Word lists with this word