Chinese word

存单

Pronunciation

Pinyincún dān

Meaning

  • nouncertificate of deposit

Example

银行给我开了存单。yín háng gěi wǒ kāi le cún dān

The bank issued me a certificate of deposit.

Illustration for 存单 (certificate of deposit)

More examples

他的存单已经到期，可以去银行取款。tā de cún dān yǐ jīng dào qī ké yǐ qù yín háng qú kuǎn

His certificate of deposit has matured, so he can go to the bank to withdraw money.

Core concept

A bank-issued record that proves money is set aside and shows the agreed term and interest rate.

Common phrases

  • 开具存单kāi jù cún dān

    issue a certificate of deposit

  • 到期的存单dào qī de cún dān

    matured certificate of deposit

  • 携带存单取款xié dài cún dān qú kuǎn

    withdraw money with a certificate of deposit

Similar words

定期存款dìng qī cún kuǎn: A bank deposit held for an agreed period that earns interest and cannot normally be withdrawn early.
存折cún zhé: A booklet from a bank for recording account activity and the current balance.
存款cún kuǎn: Money deposited in a bank and held in an account.
收据shōu jù: A record given in a transaction as proof that money or goods were received.

Definition in Chinese

银行为存款人出具的书面或电子凭证，用以证明已按约定将一定金额存入并注明存期与适用利率，经常指定期存款的存单。yín háng wèi cún kuǎn rén chū jù de shū miàn huò diàn zi píng zhèng yòng yǐ zhèng míng yǐ àn yuē dìng jiāng yí dìng jīn é cún rù bìng zhù míng cún qī yǔ shì yòng lì lǜ jīng cháng zhǐ dìng qī cún kuǎn de cún dān

Word origin

存 (cún, "to deposit") + 单 (dān, "document or slip") form a term for the bank document recording a deposit.

Usage tips

  • The key usage contrast is between a set-term arrangement and money kept available for regular spending, a distinction that helps place this word in real banking conversations.

Other meanings

  • deposit receiptnoun

Opposites

  • 活期存款huó qī cún kuǎndemand depositnoun

Related words

  • 定期存单dìng qī cún dāntime deposit certificatenoun
  • 电子存单diàn zi cún dānelectronic certificate of depositnoun

Word lists with this word