Chinese word

利率

Pronunciation

Pinyinlì lǜ

Meaning

  • nouninterest rate

Example

我在比较不同银行的利率。wǒ zài bǐ jiào bù tóng yín háng de lì lǜ

I am comparing interest rates at different banks.

Illustration for 利率 (interest rate)

More examples

央行决定上调利率来抑制通货膨胀。yāng háng jué dìng shàng tiáo lì lǜ lái yì zhì tōng huò péng zhàng

The central bank decided to raise interest rates to curb inflation.

Core concept

Measures the gain or cost attached to a principal as a percentage over a stated period.

Common phrases

  • 存款利率cún kuǎn lì lǜ

    deposit interest rate

  • 贷款利率dài kuǎn lì lǜ

    lending interest rate

  • 基准利率jī zhǔn lì lǜ

    benchmark interest rate

  • 实际利率shí jì lì lǜ

    real interest rate

Similar words

利息lì xī: Money received from deposited funds or paid for borrowed funds as interest.
本金běn jīn: The starting sum of money that is borrowed or deposited.
收益率shōu yì lǜ: A percentage measuring the return earned on an investment during a certain period.
年利率nián lì lǜ: An interest rate stated on a yearly basis.

Definition in Chinese

在一定期间内，借出或存入的本金所产生的收益与本金的比值，通常以百分比表示，用来衡量借贷或存款的利息率。zài yí dìng qī jiān nèi jiè chū huò cún rù de běn jīn suǒ chǎn shēng de shōu yì yǔ běn jīn de bǐ zhí tōng cháng yǐ bǎi fēn bǐ biǎo shì yòng lái héng liáng jiè dài huò cún kuǎn de lì xī lǜ

Word origin

利 (lì, "benefit") + 率 (lǜ, "ratio") form 利率 (lìlǜ, "interest rate"), combining financial gain with the proportion used to measure it.

Usage tips

  • A percentage is incomplete without its time basis, since a yearly figure and a monthly figure cover different periods and cannot be compared directly.

Other meanings

  • annual interest ratenoun

Opposites

  • 负利率fù lì lǜpositive interest ratenoun

Related words

  • 利率差lì lǜ chāinterest rate differentialnoun
  • 利率互换lì lǜ hù huàninterest rate swapnoun
  • 利率风险lì lǜ fēng xiǎninterest rate risknoun

Word lists with this word