German phrase
Sind ~ haftpflichtversichert?
Meaning
Are ___ covered by liability insurance?
When to use it
It asks about liability cover. It politely checks insurance status in formal or business settings.
Example dialogue
Sind Sie haftpflichtversichert?
Are you covered by liability insurance?
Ja, ich habe eine Haftpflichtversicherung.
Yes, I have liability insurance.