Chinese Conversation · Level 72
90 words
Chinese word
理财
Pronunciation
Pinyinlǐ cái
Meaning
- verbmanage money
Example
我开始理财，每月存一点钱。wǒ kāi shǐ lǐ cái měi yuè cún yì diǎn qián
I started managing my money and saving a little each month.
More examples
他通过理财提高了资金的收益。tā tōng guò lǐ cái tí gāo le zī jīn de shōu yì
He increased the returns on his funds through money management.
Core concept
Keeps the whole household money picture under deliberate control, balancing present needs with future security or growth.
Common phrases
理财产品lǐ cái chán pǐn
financial products
开始理财kāi shǐ lǐ cái
start managing money
理财规划lǐ cái guī huà
financial planning
Similar words
投资tóu zī: Putting money into stocks, bonds, property, or other assets to earn a profit.
储蓄chǔ xù: Putting money in a bank or similar place to save it for future needs.
存钱cún qián: Setting aside part of an income and saving it for later use.
记账jì zhàng: Recording income and spending in a ledger or app to keep track of money.
Definition in Chinese
对个人或家庭的收入、支出、存款和其他资产进行计划性安排与管理，并通过储蓄、保险或金融产品等手段实现资金保全或增值。duì gè rén huò jiā tíng de shōu rù zhī chū cún kuǎn hé qí tā zī chǎn jìn xíng jì huà xìng ān pái yǔ guán lǐ bìng tōng guò chǔ xù báo xiǎn huò jīn róng chán pǐn děng shǒu duàn shí xiàn zī jīn bǎo quán huò zēng zhí
Word origin
理 (lǐ, "manage") + 财 (cái, "wealth") joins the idea of organizing with money and assets, forming a term for managing them toward safety or growth.
Usage tips
- English speakers may associate the word mainly with investing, but in everyday Chinese it also covers ordinary financial planning and protection of savings.
Other meanings
- investmentnoun
Opposites
- 挥霍huī huòsquander moneyverb
- 乱花钱luàn huā qiánspend money recklesslyverb
Related words
- 理财师lǐ cái shīfinancial plannernoun
- 理财产品lǐ cái chán pǐnfinancial productnoun