Chinese word

活期

Pronunciation

Pinyinhuó qī

Meaning

  • nounchecking account

Example

我把零用钱存在活期账户里。wǒ bǎ líng yòng qián cún zài huó qī zhàng hù lǐ

I put my pocket money in a checking account.

Illustration for 活期 (checking account)

More examples

银行按日计息，活期利息每月结算发放。yín háng àn rì jì xī huó qī lì xī měi yuè jié suàn fā fàng

The bank calculates interest daily, and interest on a checking account is settled and paid each month.

Core concept

Bank funds flow in or out without waiting for a maturity date.

Common phrases

  • 活期存款huó qī cún kuǎn

    demand deposit

  • 活期利息huó qī lì xī

    interest on a checking account

  • 转入活期存款zhuǎn rù huó qī cún kuǎn

    transfer into a demand deposit

Similar words

存款cún kuǎn: Money deposited with a bank or post office, including the total deposited amount.
活期存款huó qī cún kuǎn: A low-interest bank deposit that can be funded or withdrawn whenever needed.
储蓄chǔ xù: Money set aside and kept for future needs.
定期存款dìng qī cún kuǎn: A deposit placed in a bank for a set period and normally not withdrawn before it ends.

Definition in Chinese

在银行或金融机构中指不设固定存款期限、存户可以随时存取的存款或相应的账户。zài yín háng huò jīn róng jī gòu zhōng zhǐ bú shè gù dìng cún kuǎn qī xiàn cún hù ké yǐ suí shí cún qǔ de cún kuǎn huò xiāng yìng de zhàng hù

Word origin

活 (huó, "active") + 期 (qī, "period") forms a banking term for money that remains available during an unfixed period rather than being locked to a set term.

Usage tips

  • In Chinese banking language, this noun can describe either the funds or the account arrangement, while English often uses separate terms for those two parts.

Other meanings

  • withdrawable on demandadjective

Opposites

  • 定期存款dìng qī cún kuǎnfixed depositnoun

Related words

  • 活期存款huó qī cún kuǎndemand depositnoun
  • 活期利息huó qī lì xīinterest on a checking accountnoun

Word lists with this word