Chinese word

养老金

Pronunciation

Pinyinyǎng lǎo jīn

Meaning

  • nounpension

Example

很多人担心自己的养老金不足。hěn duō rén dān xīn zì jǐ de yáng lǎo jīn bù zú

Many people worry that their pension is not enough.

Illustration for 养老金 (pension)

More examples

政府鼓励市民缴纳补充养老金。zhèng fǔ gǔ lì shì mín jiǎo nà bǔ chōng yáng lǎo jīn

The government encourages citizens to contribute to supplementary pensions.

Core concept

A pool of money that supports life after work, supplied by a public scheme, an employer, or personal savings.

Common phrases

  • 养老金制度yáng lǎo jīn zhì dù

    pension system

  • 养老金水平yáng lǎo jīn shuǐ píng

    pension level

  • 个人养老金gè rén yáng lǎo jīn

    personal pension

  • 补充养老金bǔ chōng yáng lǎo jīn

    supplementary pension

Similar words

退休金tuì xiū jīn: A retirement benefit paid by an employer or public system after work ends.
养老保险yáng láo báo xiǎn: An insurance plan funded by contributions for receiving retirement payments under certain conditions.
社会保险shè huì báo xiǎn: A state insurance system that includes pension, health care, and other social benefits.

Definition in Chinese

指用于支持退休生活的金钱，可以是国家按规定发放的退休给付，也可以指企业年金或个人为养老积累的资金。zhǐ yòng yú zhī chí tuì xiū shēng huó de jīn qián ké yǐ shì guó jiā àn guī dìng fā fàng de tuì xiū jǐ fù yě ké yǐ zhǐ qǐ yè nián jīn huò gè rén wèi yáng lǎo jī lěi de zī jīn

Word origin

养 (yǎng, "support") + 老 (lǎo, "old") + 金 (jīn, "money") combines the idea of supporting old age with money, giving the term its retirement-finance meaning.

Usage tips

  • For native English speakers, pension often suggests a regular payment, while this Chinese term can cover the larger fund behind that payment, so the source and form of the money may need clarification.

Other meanings

  • state pensionnoun
  • pension benefitnoun

Opposites

  • 在职收入zài zhí shōu rùincome from employmentnoun
  • 工资gōng zīwagesnoun

Related words

  • 养老基金yáng lǎo jī jīnpension fundnoun
  • 养老保险yáng láo báo xiǎnpension insurancenoun

Word lists with this word