Chinese phrase
有保险覆盖〜吗？ yǒu báo xiǎn fù gài 〜 ma
Meaning
Is ___ covered by insurance?
When to use it
This asks if insurance covers a loss, cost, or item. It is a simple, polite way to ask about coverage.
Example dialogue
听说我们有学生保险，有保险覆盖行李丢失吗？ tīng shuō wǒ men yǒu xué shēng báo xiǎn yǒu báo xiǎn fù gài xíng lǐ diū shī ma
I heard we have student insurance. Is lost luggage covered by insurance?
一般会赔一部分，要有行李丢失的证明。 yì bān huì péi yí bù fèn yào yǒu xíng lǐ diū shī de zhèng míng
It usually covers part of it, but proof of lost luggage is required.