Chinese phrase
还款有宽限期吗？ huán kuǎn yǒu kuān xiàn qī ma
Meaning
Is there a grace period for repayment?
When to use it
This asks whether extra time is allowed for repayment. It is a polite way to check the payment policy when a payment may be late.
Example dialogue
下个月要交学费，可能没法按时交。 xià gè yuè yào jiāo xué fèi kě néng méi fǎ àn shí jiāo
I need to pay tuition next month, but I may not be able to pay on time.
你可以问财务，还款有宽限期吗？ nǐ ké yǐ wèn cái wù huán kuǎn yǒu kuān xiàn qī ma
You can ask the finance office, "Is there a grace period for repayment?"