Chinese phrase
保单覆盖吗？ bǎo dān fù gài ma
Meaning
Does the insurance policy cover this?
When to use it
Asks whether an insurance policy covers this. The specific loss, expense, or treatment is understood from context. It is a concise, neutral question used when checking coverage.
Example dialogue
滑雪时我摔伤了，保单覆盖吗？ huá xuě shí wǒ shuāi shāng le bǎo dān fù gài ma
I fell and hurt myself while skiing. Does the insurance policy cover this?
一般旅行保险会覆盖急诊治疗，但需要看保单条款和免赔额。 yì bān lǚ xíng báo xiǎn huì fù gài jí zhěn zhì liáo dàn xū yào kàn bǎo dān tiáo kuǎn hé miǎn péi é
Travel insurance usually covers emergency medical treatment, but the policy terms and deductible must be checked.