Chinese phrase
刷卡按哪个汇率？ shuā kǎ àn nǎ ge huì lǜ
Meaning
Which exchange rate applies when I pay by card?
When to use it
Asks which exchange rate applies to a card payment. It is a concise, practical question used when checking payment costs, especially abroad.
Example dialogue
顾客：刷卡按哪个汇率？ gù kè shuā kǎ àn nǎ ge huì lǜ
Customer: Which exchange rate is used for card payments?
店员：通常按发卡行汇率，按结算货币结算时按终端显示汇率，可能另收费。 diàn yuán tōng cháng àn fà qiǎ xíng huì lǜ àn jié suàn huò bì jié suàn shí àn zhōng duān xiǎn shì huì lǜ kě néng lìng shōu fèi
Clerk: Usually, the issuing bank's rate applies. Paying in the settlement currency uses the terminal's displayed rate and may incur an extra fee.