Chinese phrase
开户需要什么材料？ kāi hù xū yào shén me cái liào
Meaning
What documents do I need to open an account?
When to use it
This asks which documents are needed to open an account. It is a direct, polite question about account-opening requirements.
Example dialogue
我想开户需要什么材料？ wǒ xiǎng kāi hù xū yào shén me cái liào
I would like to open an account. What documents do I need?
一般带身份证就可以，房子非自己名下就带水电账单当居住证明更稳妥。 yì bān dài shēn fèn zhèng jiù ké yǐ fáng zi fēi zì jǐ míng xià jiù dài shuǐ diàn zhàng dān dāng jū zhù zhèng míng gèng wén tuǒ
An ID is usually enough, but if the home is not in your name, bringing water or electricity bills as proof of residence is safer.