English–Chinese
“collateral” in Chinese
Chinese
Pronunciation
Pinyindān bǎo
Example
贷款需要担保，否则银行不放款。dài kuǎn xū yào dān bǎo fǒu zé yín háng bú fàng kuǎn
The loan requires collateral; otherwise, the bank will not lend the money.
How to say “collateral” in Chinese
“Collateral” in Chinese is 担保 (dān bǎo).
A debt gains a protective backing that reduces the lender's risk when repayment is uncertain.
Example sentences with 担保
父母常常为孩子的留学贷款做担保。fù mǔ cháng cháng wèi hái zi de liú xué dài kuǎn zuò dān bǎo
Parents often act as guarantors for their children's study-abroad loans.
Tips for using 担保
- When this word concerns another person's loan, the speaker may be accepting serious financial responsibility, not merely expressing trust in that person.