Korean word

신용조회

Pronunciation

Romanizationsinyongjohoe

Meaning

  • nouncredit check

Example

대출 전에 신용조회가 진행됩니다.tae chul cheo ne si nyong jo hoe ga chin haeng doem ni da

A credit check takes place before you get a loan.

Illustration for 신용조회 (credit check)

More examples

휴대폰 개통할 때 신용조회가 필요할 수 있습니다.hyu dae pon kae tong hal ttae si nyong jo hoe ga pi ryo hal ssu it sseum ni da

A credit check may be needed when you activate mobile phone service.

Core concept

An application leads to an outside review of the applicant's credit record before a lender makes a decision.

Common phrases

  • 신용조회 요청si nyong jo hoe yo cheong

    request for a credit check

  • 신용조회 동의서si nyong jo hoe tong ui seo

    credit check authorization form

  • 신용조회 내역si nyong jo hoe nae yeok

    credit check records

Similar words

신용조사sinyongjosa: An examination of past payments and financial dealings to assess creditworthiness.
신용점수조회sinyongjeomsujohoe: A check of the number that represents a person's current credit rating.
신용보고서sinyongbogoseo: A written summary of debts, payments, and other details showing credit status.

Definition in Korean

금융기관이 대출·신용카드 신청 등의 심사에서 신청인의 신용정보를 외부 신용조회회사에 확인 의뢰하는 과정keum nyung gi gwa ni tae chul si nyong ka deu sin cheong teung ui sim sa e seo sin cheong i nui si nyong jeong bo reul oe bu si nyong jo hoe hoe sa e hwa gin ui roe ha neun kwa jeong

Word origin

신용조회 (sinyongjohoe, "credit inquiry") is a Sino-Korean compound joining the ideas of credit and checking to describe a formal credit review.

Usage tips

  • This is a formal banking term, so it commonly appears in descriptions of loan or credit-card procedures rather than casual talk about being trustworthy.

Related words

  • 신용정보sinyongjeongbocredit datanoun
  • 신용평가sinyongpyeonggacredit evaluationnoun
  • 조회하다chohoehadamake an inquiryverb

Word lists with this word