Japanese phrase
___は損害保険に加入していますか？ ___ wa son gai ho ken ni ka nyū shi te i ma su ka
Meaning
Does ___ carry property and casualty insurance?
When to use it
Asks whether an organization has non-life insurance. The formal wording suits questions about business protection and financial risks.
Example dialogue
会社は損害保険に加入していますか？ kai sha wa son gai ho ken ni ka nyū shi te i ma su ka
Does the company carry property and casualty insurance?
はい、加入しています。 ha i ka nyū shi te i ma su
Yes, we do.