French phrase
Je vous dois ~.
Meaning
I owe you ___.
When to use it
Indicates an obligation to repay someone. It is polite and commonly used for money, goods, or compensation.
Example dialogue
Je vous dois 20 euros.
I owe you 20 euros.
Ce n'est pas grave, vous pouvez me rembourser la semaine prochaine.
That's okay, you can pay me back next week.