Spanish phrase
¿~ afecta mis créditos?
Meaning
Will ___ affect my credit?
When to use it
Asks if an action affects the speaker's credit history. Commonly used when verifying whether payments, missed bills, or account changes impact credit standing; polite.
Example dialogue
¿Un retraso en el pago afecta mis créditos?
Will a late payment affect my credit?
Sí, puede afectar si se acumulan retrasos.
Yes, it can affect your credit if the delays accumulate.