Spanish phrase
Con todo respeto.
Meaning
With all due respect.
When to use it
A polite preface to soften disagreement. Common in formal or business settings to introduce criticism while showing courtesy.
Example dialogue
Con todo respeto, creo que deberíamos revisar el presupuesto.
With all due respect, I think we should review the budget.
De acuerdo, lo revisaremos la próxima semana.
Okay, we'll review it next week.