Spanish phrase
Con todo respeto, no.
Meaning
I must respectfully decline.
When to use it
Expresses a polite refusal. Used to disagree gently in formal or sensitive situations to soften a no.
Example dialogue
Con todo respeto, no podemos aceptar esos términos.
I must respectfully decline. We cannot accept those terms.
Comprendo, ¿qué condiciones propone cambiar?
I understand. Which conditions do you propose changing?