German phrase
Wer haftet bei ~?
Meaning
Who is liable for ___?
When to use it
It asks who is liable. Use it to clarify who must pay for damage.
Example dialogue
Wer haftet bei dem Wasserschaden?
Who is liable for the water damage?
Dafür haftet normalerweise der Mieter; seine Haftpflichtversicherung übernimmt es meist.
The tenant is usually liable; their liability insurance usually covers it.